Automated personal bookkeeping
The ledger that balances itself.
PBudget connects to your banks through Plaid, then sorts, merges, and reconciles every transaction into a monthly ledger you can actually budget against.
Bank connections secured by Plaid · English & 简体中文
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How it works
Three steps from raw feed to reconciled ledger.
Connect
Link your accounts through Plaid. Transactions flow in on their own — nothing to import by hand.
Reconcile
PBudget categorizes each charge, merges a refund or split into a single line, and flags anything that looks off for your review.
Budget
Track spend by category against your budget, month over month — with income and transfers kept out of the math.
What's inside
Bookkeeping that holds up to scrutiny.
Automatic categorization
Every transaction sorted the moment it arrives. Rename a category once and it applies everywhere, including past months.
Merge groups
A purchase and its refund, or a charge split across cards, collapse into one reconciled line — so your totals tell the truth.
An auditor for your books
Anything that matches none of your vendor rules — along with duplicate charges and unusual amounts — lands in a review queue. Write a rule once and every matching charge sorts itself from then on.
Monthly report
Money in, money out, net. A clean cash-flow summary for every month, with any open flags surfaced up top.
Precision
Every figure ties out.
Amounts align to the cent in tabular figures, the way a real ledger reads. Income and transfers never inflate your spending — what you see is what you actually spent.
Fully bilingual — 完整的简体中文界面。
Open your ledger.
Free for a month with 1 bank connection. Then $3/mo for up to 6 connections, or $10/mo for 20.
Get started